Personal Savings

Personal Savings Account

Embassy National Bank offers personal savings accounts to help individuals plan for the future and the unexpected. A few highlights about our personal savings account include:

  • Opening balance requirement: $100
  • No minimum balance requirement to earn interest (View Current Interest Rates)
  • No monthly maintenance fee
  • Interest compounded daily based on ledger balance, paid quarterly
  • Variable interest rate tiered by balance
  • Quarterly statement cycle
  • Up to 6 pre-authorized transfers or withdrawals per calendar quarter or statement cycle.
  • Unlimited in-person or ATM withdrawals
  • Image Statements

Our goal is to make it as easy and hassle-free to save money and plan for your future.

Opening an Embassy Personal Savings Account

We make opening a personal savings account at Embassy National Bank as simple as possible. To get started, you must have your:

  • Social Security number
  • Driver’s License, State Identification, or Military ID for all applicants
  • Phone number and email address
  • Physical address

Once your account is established, the next step is to make a minimum first deposit of $100. After that, you can make deposits as regularly as you like. The account has no monthly maintenance fees or minimum balance requirements.

Instead of paying money to save, you will immediately begin earning interest on your savings account. Best of all, you can connect your personal savings account to your checking account to serve as overdraft protection.

Put Your Money Work for You

When you open a personal savings account with Embassy National Bank, you put your money to work for you. We offer highly competitive variable interest rates, which vary based on your balance. In other words, the more money you save, the higher rate of interest you earn. All interest is compounded daily to ensure you earn the highest possible return on your money. You’ll receive interest payments each quarter as well as a personal banking statement.

Withdrawing Money from an Embassy Personal Savings Account

To help our clients when the unexpected happens, Embassy National Bank allows individuals to make an unlimited number of withdrawals at the ATM or in-person. You can also establish up to six pre-authorized transfers or withdrawals per statement cycle for scheduled payments. If you exceed this number of withdrawals, you will be charged a per item fee of $2.00.

Consistently making excessive withdrawals can cause your account to be transferred into a demand deposit account, such as a checking account.

Open Your Embassy Personal Savings Account Today

An Embassy National Bank personal savings account is the premier way to plan for the future. Whether you are saving for an exotic vacation or for a new car, Embassy National Bank offers a flexible and reliable solution. All funds deposited in your savings account are insured for up to $250,000 by the FDIC.

Start saving today and open an Embassy Personal Savings Account