Personal Savings Account
SECURE. EARNING. THERE WHEN YOU NEED IT.
- Opening balance requirement: $100
- No minimum balance requirement to earn interest (View Current Interest Rates)
- No monthly maintenance fee
- Interest compounded daily based on ledger balance, paid quarterly
- Variable interest rate tiered by balance
- Quarterly statement cycle
- Pre-authorized transfers or withdrawals are limited to six (6) per calendar quarter, or statement cycle.
- Excessive withdrawals will result in a per item fee of $2
- Consistent excessive withdrawals will result in the account being converted to a demand deposit account
- Unlimited withdrawals can be made in person, or at an ATM
- Imaged Statements